Zelle has pre-determined limits for all new accounts

at any bank to support safety measures

First time payment limit for every new payee: $200.00

Transaction limit after first time payment: $500.00

Call us to discuss increasing that limit

Daily limit: $1000 | Weekly limit: $1500 | Monthly limit: $6000


  • You will still need to register for Zelle in your Waterfall Bank app even if you only anticipate having people pay you with Zelle (cuts down on fraud!)
  • Zelle is only available to our Personal Banking customers at this time so you will only see it in your personal accounts
  • If you have a business account with us, call us to discuss one-day digital ACHs for those payments!