Online Banking and Bill Pay Service

Pay all your bills in a safe, fast and simple way while avoiding the hassle of writing checks or visiting multiple websites.  You can pay bills from your computer or mobile device.

Mobile Banking
  • View real-time account balances
  • View transaction history
  • Transfer money between accounts
  • Make loan payments
  • Pay bills
  • View check images
  • Send Person-to-Person (P2P) payments
Mobile Deposit Capture

Deposit your check using your mobile phone or tablet.  Click on the ‘Deposit’ option in the mobile app to enroll. We will follow-up with an email to confirm your enrollment.

Safe Deposit Boxes

Secure your valuables and important documents in a safe deposit box at Waterfall Bank.  We offer three box sizes including 3×5, 5×10 and 10×10.

24-Hour Telephone Banking

You can get free account access 24/7 to check account balances, track transactions, transfer funds, and more.  Clients have the option to use the local number or our toll-free number.

Main Office: 727-472-3599

Toll Free:  888-841-0733

Debit Cards

With our MasterCard™ debit card, you have immediate access to your checking account without the hassle of writing a check. You can make purchases with a quick swipe and withdraw money from any ATM around the world. (Note: A foreign ATM charge may apply at machines not owned by Waterfall Bank.) See below for more information.

When you use your Debit Card, funds are automatically deducted from your checking account. You can easily turn your card on or off through the Mobile App.  Use your card to:

  • Make purchases anywhere debit cards are accepted
  • Track spending using monthly account statements
  • Receive cashback above the purchase amount
  • Make cash withdrawals
  • Pay for purchases by mail, phone, or Internet
  • Our customers enjoy FREE access to Presto! You can find these ATMs at over 1,000 Publix store locations.
Additional Services
  • Wire Transfers – Domestic and International
  • Notary Public
  • Stop Payments
  • Official Checks
  • Foreign Check Collection
  • Automatic and Recurring Transfers
  • Safe Deposit Boxes